Who will take care of you if you are unable to care for yourself? As the oldest baby boomers begin to wind through their 70's, one of the biggest concerns may not be outliving income but outliving good health.

You never know what’s around the corner. We can help prepare you financially for long-term care services you may need so that a health crisis doesn’t derail your retirement savings. Considering that you could have to reduce your financial means before Medicaid will pay for long-term care and given that Medicare only pays a limited number of days under very specific circumstances, you may want to consider planning ahead for these potential expenses.

What often stops people from planning for future long term care expenses is the prohibitive cost of traditional long term care insurance policies. At D1 Financial we have innovative alternatives to traditional LTC policies that will help you mitigate long term care expenses while providing you peace of mind that you have properly addressed this concern.