OUR SERVICES
OUR SERVICES
HELPING YOU CONSERVE, PROTECT & ENHANCE YOUR ASSETS
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Don’t put all your nest eggs in one basket. You’ve got plans — a lot of them. Wouldn’t it be more fun to focus on your dreams and newfound freedoms in retirement, instead of constantly worrying about what the market is doing?Investment & Risk Management -
You are looking to prepare for retirement by putting your hard-earned savings to work for you. Our team at D1 Financial will partner with you, working together to create a comprehensive, personalized financial plan that will tackle your goals and help you achieve financial peace of mind.Income Planning -
Are you ready to purchase or refinance a home? We know our way around the block when it comes to home loans. With various loan programs for every stage of your life, we make the mortgage process secure, simple and affordable.Mortgage Services -
You have worked hard for a comfortable retirement. If the cost of living is getting in the way, a federally insured reverse mortgage can serve as an effective financial solution. This can be another powerful income planning tool in your retirement portfolio. Accessing the equity in your home can also extend the life of other retirement savings.Reverse Mortgages -
Believe it or not, you have an estate. In fact, nearly everyone does. Your estate is comprised of everything you own: your car, home, any other real estate or business interests, checking and savings accounts, investments, life insurance and even your furniture and personal possessions. No matter how large or how modest, everyone has an estate and none of us can take it with us when we die.Estate & Tax Planning -
The day you retire is the beginning of the journey. This is where financial planning becomes the most important because the ultimate goal is not just to get to retirement, it is to live comfortably through retirement. Unfortunately, most financial plans that fail, fail during retirement. That’s why it is paramount to rely on advice from a fiduciary who specializes in the needs of those who are near to or already enjoying retirement.Retirement Strategies -
The Individual Retirement Account (IRA) is a retirement savings pillar for countless Americans. As you reach age 70 ½, tax laws force you to withdraw a minimum amount from your IRA each year. This is called a Required Minimum Distribution (RMD). Many retirees don’t actually need their RMD to maintain their current lifestyle and if given the choice wouldn’t even take this withdrawal. Just because you don’t need this money now doesn’t mean you can’t use it to secure your legacy in the future.RMD Maximization -
Who will take care of you if you are unable to care for yourself? As the oldest baby boomers begin to wind through their 70's, one of the biggest concerns may not be outliving income but outliving good health.Long-Term Care Planning