Don’t put all your nest eggs in one basket. You’ve got plans — a lot of them. Wouldn’t it be more fun to focus on your dreams and newfound freedoms in retirement, instead of constantly worrying about what the market is doing?

The first step in the risk management process is to understand the definition of risk and to acknowledge the reality of the danger it poses to your retirement plan. If your money has any potential of loss then it is at risk. At D1 Financial we believe in a risk mitigation strategy that commands the middle ground between the risks of the stock market and the low returns from CDs which often cannot even keep pace with inflation. Proper investment risk management is the secret to safe, consistent profits in any market condition.

We have all heard the old adage “Don’t put all your eggs in one basket.” It is easy to understand the literal implications of dropping a basket of eggs and why it is a good idea for a farmer to spread out their risk. The same goes for your retirement nest egg. Diversifying your retirement assets among a variety of vehicles, including a mix of both insurance products and investments, may offer you the best chance of meeting your retirement and income goals.

At D1 Financial we help you to better understand the nature of risk with your investments and help you to take steps to manage those risks. The end result is a comprehensive plan that places your nest eggs in more than one basket, providing you the peace of mind that you deserve to enjoy in retirement.